As Jakarta has
joined the national health insurance (JKN), Jakarta residents who had been
receiving full healthcare coverage under the Jakarta Health Card (KJS) program
are unable to enjoy certain medical services now, due to several changes to
their benefits.
The JKN, which
takes effect in January this year, only covers medical treatment; it does not
cover observation or monitoring procedures, which were previously covered under
the KJS program, which was first introduced in November 2011.
Jatinegara
community health center (puskesmas) head Yeni Restuti delivered her concerns to
Governor Joko “Jokowi” Widodo during an impromptu visit on Tuesday.
“After the merger,
several medical services, like blood tests, are not covered anymore,” she said.
Many patients at
the Mintohardjo Naval Hospital in Bendungan Hilir, Central Jakarta, expressed
their disappointment with the JKN because they were required to pay for certain
laboratory tests and ultrasonography (USG) observation for pregnant women,
which had been fully covered under the KJS.
Nardy, a
low-ranking member of the Marine Corps, paid an additional Rp 150,000 (US$12)
for two different blood tests, while several pregnant women complained about
having to pay the full fee for their ultrasounds.
Several Navy
personnel also said the new JKN had resulted in their wasting time and money in
getting health care as, besides having to go to a community health center
first, they had to pay for certain services that were not covered by the JKN.
Jokowi said that
he aimed to negotiate with the Social Security Providers (BPJS) so that Jakarta
patients could obtain full health coverage.
“The JKN does not
cover monitoring services like blood tests, electrocardiography and so on,
which were previously covered. I want to discuss this issue with the BPJS and
request full coverage for Jakarta patients,” Jokowi told reporters after a
visit to the puskesmas in Jatinegara, East Jakarta, on Tuesday.
Jokowi added that
the city administration would be prepared to disburse additional funds to cover
the medical costs, if necessary.
“Don’t worry, we
have the money,” he said.
During his visit,
Jokowi also asked the puskesmas staff about the transition process.
Yeni said the
transition was going well, adding that her staff regularly disseminated
information.
“We serve up to
500 patients a day,” she said.
Under the JKN, the
central government covers 1.2 million impoverished Jakartans, while the city
administration covers 2.3 million Jakarta residents who are prone to poverty.
KJS beneficiaries
are entitled to free third-class medical services in incorporated hospitals in
Jakarta. With the implementation of the National Social Security System (SJSN),
KJS patients will also be able to access medical services in hospitals outside
the capital.
The premium is set
at Rp 19,225 per person per month, lower than the Rp 23,000 per person per
month set by the city administration for the KJS program.
Jakarta Health
Agency head Dien Emmawati said that even though the JKN premium was lower than
that for the KJS program, the city had not as yet seen any significant
disadvantages.
“[The central
government] covers millions of other disadvantaged Indonesians, meaning the
total number of premiums paid is more than enough. The government has also
raised medical costs by 35 percent,” she told The Jakarta Post recently.
She pointed out
that the implementation of the KJS program, which was a pilot project for the
national health insurance, offered the city a number of lessons learned.
“We are already
familiar with the system. We also have solid data of patients, which will be
evaluated every three months,” she said.
Dien was referring
to the Indonesia Case-Based Group (INA-CBG), a diagnostic reimbursement system
that replaced the previous fee-for-services reimbursement system used by
regional healthcare facilities — where services were paid for separately.
Dien acknowledged,
however, that the largest challenge now was to disseminate information to local
residents.
“Many local people
are still confused. Everybody thinks that everyone will be covered in the
national health insurance, when in fact the government only covers the
impoverished. Other people can join the program but they have to pay their
premiums themselves,” she said. (www.thejakartapost.com)
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